Buildesk Finance Service
Make your dream home a reality with easy home loans from reputed Bank. Our wide range of finance service is designed to cater to your every home financing need, be it purchasing a new flat, constructing a house or renovating your existing home. Allow us to be the finance partner of one of the biggest investments of your lifetime and give you a delightful experience of banking.
Loan Calculator
- Down Payment
- Loan Amount
- Monthly Mortgage Payment
- Property Tax
- Home Insurance
- PMI
- Monthly HOA Fees
Elegibility to apply
You can apply for Home Loan if you are:
- Salaried, self-employed, businessmen, and landlord. Application can be done individually or jointly
- Age must be minimum 25 years (if income is to be considered) and maximum 65 years or retirement (whichever is lower)
- Your verifiable minimum monthly income (Salaried: 40,000/-: Government Service: 25,000/-; Self Employed: 50,000/-; Landlord: 40,000/-)
Loan Term & Amount
Home loan can be availed for up to 25 years and any amount supported by income.
Generally, offers home loan 85% of the property value. The actual term and amount depends on the property value and customer profile.
Document Required
Forms:
- Application form (Filled and signed)
Identity Document:
- Copy of NID (applicant’s and guarantors)
- Photographs (applicant’s and guarantors)
- Utility bill copy
- E-Tin
Income Document :
1.If you are Employed
- Employment Certificate
- Latest Salary Slip/ Salary Certificate showing all deductions.
- Bio-Data/ C.V.
- Bank statements for last 12 months
2. If you are Self- Employed [Business Person]
- Trade License of the business
- Copies of individual income-tax returns and assessment orders for the last three years along with the statement of income
- Profit and Loss Account and Balance Sheet of your business for last three years
- A note giving information on the nature of your business/ profession, form of organization, clients, suppliers etc.
- Bank statements for last 12 months
Other Income Documents:
- Copies of Ownership Document & Rental Agreement, if you have rental income
- Copies of Savings Instrument (if any)
- Similar proof of other income
Property Document:
- Documents and agreements related to property ownership
Loan Term and Amount:
Home loan can be availed for up to 25 years and any amount supported by income.Generally, banks offers home loan upto 85% of the property value. The actual term and amount depends on the property value and customer profile.